CHECHE

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DIFFERENTIATED AUTO INSURANCE PRODUCTS DRIVEN BY INNOVATIVE TECHNOLOGIES

With an open digital platform connected to the core technology systems of approximately 100 insurance carriers in China, including China's top 20 P&C insurance companies, Cheche offers more than 70 auto and non-auto insurance products. Cheche frequently adjusts its products to incorporate the preferences and feedback of ecosystem participants. Combining its technological capabilities and vast national service network of over 100 locations, Cheche is generating unique solutions to define the future of insurance.

DIVERSIFIED CUSTOMER TOUCHPOINTS WITH ECOSYSTEM PARTNERS

Cheche's ecosystem provides insurance carriers access to a broad range of customer touchpoints through diversified distribution channels. Our network spans collaborations with third-party platforms (auto manufacturers, ride-hailing companies, and consumer internet companies) and referral partners (insurance brokers and auto service professionals). The unmatched reach of Cheche's platform allows carriers access to new markets and lower customer acquisition costs. Composite image of the digital branches of the network reaching out to auto showrooms, service providers, insurance brokers, and internet companies.

SELF-REINFORCING NETWORK EMPOWERS DIGITAL TRANSFORMATION OF INSURANCE ECOSYSTEM

At the heart of Cheche's ecosystem are data insights flowing from digital channels, physical service channels, referral partners, insurance companies, intermediaries, and directly from vehicles. Cheche leverages that information to continually enhance its products, which in turn enables its partners to better serve their customers. This cycle is self-perpetuating, driving improved economics all around.

DRIVING INTEGRATED NEV INSURANCE SOLUTIONS

The explosion of the new energy vehicle market is changing the paradigm of how auto insurance is delivered to consumers. Cheche is collaborating with leading insurance companies and NEV manufacturers to embed insurance products with the screens, sensors, and cameras of vehicles. Consumers are seeking smart, transparent one-stop insurance solutions that cover purchases, claims, and after-sales support. Cheche helps insurers synthesize various categories and levels of data, augmented by machine learning, to drive superior capabilities in underwriting, pricing, claims management, and group fraud detection. Cheche's NEV platform spans SAAS systems, insurance company API-integrated management, digital operations, and value-added services.