Cheche Group is a leading insurtech company established in 2014. It is headquartered in Beijing, China with 130 regional branches located in 28 provinces and cities across the country and two R & D centers in Beijing and Guangzhou. It has secured more than¥1 billion in investment from major institutional investors such as Tencent, Shunwei Capital and others.

Cheche Group owns Baodafang Technology Co.,Ltd., Cheche Insurance Sales Service Co., Ltd., Cheche Smart Travel Auto Services Co., Ltd., and Huicai Insurance Brokerage Co., Ltd.,to provide and distribute insurance products as well as auto related services in full compliance with a national insurance sales license.

The company's core management and technology teams come from well-known technology and financial/insurance firms, such as Huawei, ByteDance, Meituan, PICC, and BlackRock etc. Relying on our strong R&D, rich digital and operational experiences in the insurance industry, we have reshaped the traditional auto insurance distribution and services value chain to create a leading digital platform by improving operational efficiencies, reducing transaction costs and expanding distribution channels. Our business scope ranges from digital insurance transactions, SaaS platform for insurance intermediaries, AI driven insurance pricing and underwriting services, auto insurance services for new energy vehicle (NEV) manufacturers, green auto insurance innovations and so on. Making insurance transactions easier to promote better well-beings for our customers is our motto.

Currently the company has close to 1,000 employees including over 200 people in IT, R&D and operations with more than 600 service personnel nationwide. We collaborate with over 50 P&C insurance companies to offer more than 100 insurance products in auto, L&H and others on our platform. We also partner with digital consumer and auto related platforms as well as conventional insurance intermediaries to quickly equip them with insurance distribution capabilities and improve customer experience.

The company actively explores big data, AI and IoT capabilities internally and with external partnerships to offer digital insurance transaction services, NEV insurance solutions, innovative products for green auto insurance, intelligent insurance advisory and others. Cheche has cumulatively served millions of customers around the country to transact ¥20 billion + in premiums over the years. We have provided solutions and insurance products to internet companies that operate in ridesharing, online maps, e-commerce, auto financing services and medical health. Moreover, we offer technologies and system management services to traditional insurance partners, car manufacturers, distribution partners.

Over the past few years, Cheche Group has been named one of China’s Top 100 Insurtech Companies, KPMG’s Top 50 FinTech Companies in China, CIO Review APAC’s Top 10 Insurtechs in 2021, IDC China's Top 50 Fintech Companies in 2020, Top 100 Global Insurtechs by Fintech Global in 2020 and Top 30 Fintech Companies in Zhongguancun Technology Hub among many others.


  • Lei Zhang

    The Founder and CEO

  • Cheng Zhong


  • Jianxiang Zhou


  • Troy Mao


  • Ting Lin





  • In December 2021, Digital Surge (“Pengpaibao”), the insurance intermediaries SaaS ]platform of Baodafang Technology Company Ltd., was included as one of the 2021 Excellent Case studies of Digital Operation.

  • In December 2021, Cheche Technology won 2021 Green Movement Annual Award by

  • In October 2021, Cheche was awarded Global Insurance Technology Enterprise from the Global Insurance Technology Conference 2021.

  • In December 2020, Cheche was awarded one of the Top 30 FinTech Companies in Zhongguancun Science Park.

In January 2022, Cheche was awarded one of the FinTech Companies of the Year 2021 by China Times.